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<rss version="2.0"><channel><title>Points Floor</title><link>https://pointsfloor.com/posts/</link><description>What's guaranteed, what's at risk, and when to burn.</description>
<item><title>100,000 Chase points are “worth” $2,050. Only $1,000 of it is cash.</title><link>https://pointsfloor.com/posts/points-value-depends-on-transfers/</link><guid>https://pointsfloor.com/posts/points-value-depends-on-transfers/</guid><pubDate>Fri, 23 Oct 2026 00:00:00 +0000</pubDate><description>What 100,000 points are worth on paper vs what the bank pays in cash, for Chase, Amex, Citi, Capital One and Bilt. And which number to plan with.</description></item>
<item><title>Saving Bilt points for Hyatt? They lose 25% on January 1, 2027</title><link>https://pointsfloor.com/posts/hyatt-transfers-2027/</link><guid>https://pointsfloor.com/posts/hyatt-transfers-2027/</guid><pubDate>Mon, 19 Oct 2026 00:00:00 +0000</pubDate><description>100,000 Bilt points are about $1,650 of Hyatt stays today, about $1,240 from January 1, 2027. Move them, or keep them?</description></item>
<item><title>Sapphire Reserve: some of your points lose $500 per 100,000 in 2027</title><link>https://pointsfloor.com/posts/sapphire-reserve-deadline/</link><guid>https://pointsfloor.com/posts/sapphire-reserve-deadline/</guid><pubDate>Sat, 17 Oct 2026 00:00:00 +0000</pubDate><description>Older Sapphire Reserve points book $1,500 of travel per 100,000, not $1,000. That ends October 26, 2027. Do yours qualify?</description></item>
<item><title>Same 100,000 points, half the cash</title><link>https://pointsfloor.com/posts/same-100000-points-half-the-cash/</link><guid>https://pointsfloor.com/posts/same-100000-points-half-the-cash/</guid><pubDate>Thu, 15 Oct 2026 00:00:00 +0000</pubDate><description>Cash out 100,000 points and you get anywhere from $500 to $1,100, depending on the card. Here's the cash rate at each big program, and the dates that put the rest at risk.</description></item>
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