Posts
What your credit card points pay in cash, and when they're worth the most.
-
100,000 Chase points are “worth” $2,050. Only $1,000 of it is cash.
What 100,000 points are worth on paper vs what the bank pays in cash, for Chase, Amex, Citi, Capital One and Bilt. And which number to plan with.
-
Saving Bilt points for Hyatt? They lose 25% on January 1, 2027
100,000 Bilt points are about $1,650 of Hyatt stays today, about $1,240 from January 1, 2027. Move them, or keep them?
-
Sapphire Reserve: some of your points lose $500 per 100,000 in 2027
Older Sapphire Reserve points book $1,500 of travel per 100,000, not $1,000. That ends October 26, 2027. Do yours qualify?
-
Same 100,000 points, half the cash
Cash out 100,000 points and you get anywhere from $500 to $1,100, depending on the card. Here's the cash rate at each big program, and the dates that put the rest at risk.
The Floor Sheet · free, monthly
When your points are worth the most.
A heads-up before they lose value, and when a bonus makes them worth more. Comes with our weekly post and early access to Floor Check.
Coming up: January 1, 2027. Bilt points start getting 25% fewer Hyatt hotel points.
Check your email. Click the link we just sent to confirm, and your Floor Sheet opens. Not there? Check spam or Promotions.
No spam. Unsubscribe any time. Privacy