Your points, in plain dollars
Do you know what your points are worth?
100,000 Chase points, used two ways:
1. Take the cash$1,000
2. Book travel~$2,050
The cash is your floor. The rest can change.
We let you know:
- what your points pay in cash today
- which cards pay you more
- when they're worth the most
Two ways to use your points
1
Take the cash
$1,000
for 100,000 Chase points. Fixed and simple. We call this the floor.
2
Book travel with them
~$2,050
if you move them to an airline or hotel and book well. They set the prices, so this part is at risk.
Words you'll see
- Transfer: moving card points to an airline or hotel. One-way.
- 1:1, 4:3: how many arrive. 100,000 points become 100,000, or 75,000.
- Per point (¢): Chase pays 1.00¢ each, so 100,000 = $1,000.
- Statement credit: points used to pay your card bill. Same as cash.
- Miles: what Capital One calls its points.
- Valuation: a points site's estimate. Not a price anyone pays you.
Sources
- Chase: cash value of Ultimate Rewards points: Chase, checked October 23, 2026
- Travel estimates: published point valuations, October 2026: The Points Guy, checked October 23, 2026
Every source we use: pointsfloor.com/sources
Latest posts
- 100,000 Chase points are “worth” $2,050. Only $1,000 of it is cash. October 23, 2026
- Saving Bilt points for Hyatt? They lose 25% on January 1, 2027 October 19, 2026
- Sapphire Reserve: some of your points lose $500 per 100,000 in 2027 October 17, 2026